Payment Intent

For Stripe confirm is Authorization.

Task	Expires
Create	Expires 24 hours after creation, if not authorized.
Standard authorization	7 days from confirmation
Extended authorization (if available)	Up to 31 days from confirmation

Terms

Term	Definition
Confirm	Authorize (hold funds, start timer)
Capture	Charge (transfer funds)
Automatic capture	Authorize + Capture in one step
Manual capture	Authorize now, Capture later

Create PaymentIntent (No Timer Yet):

# Day 1, 2:00 PM - Create PaymentIntent
payment_intent = client.v1.payment_intents.create(
    params={
        "amount": 10000,
        "currency": "usd", 
        "capture_method": "manual"
    }
)
# Status: requires_payment_method
# ⏰ NO TIMER STARTED YET

Confirm PaymentIntent (Start Timer):

# Day 3, 4:00 PM - Customer confirms payment
confirmed_intent = client.v1.payment_intents.confirm(
    payment_intent.id,
    params={"payment_method": payment_method_id}
)
# Status: requires_capture  
# ⏰ TIMER STARTS NOW: Day 3, 4:00 PM

Capture PaymentIntent (Within 7 Days):

# This CAPTURES the authorized funds (money moves to your account)
captured_intent = client.v1.payment_intents.capture(payment_intent.id)
# Status: succeeded  
# ✅ Money transferred from customer to your account